Job Description

Director of Capital Loan Program

Location: Seattle, WA (Hybrid) - Minimum of 3 days onsite in the Beacon Hill area required.

Salary Range: $95K-$110K

About the Role

The Jule Group seeks a Director of Capital Loan Program to lead and expand our Seattle clients’ nonprofit small business lending initiatives. This is an exciting growth opportunity for an experienced CDFI lending professional ready to transition into a director’s role.

This opportunity furthers the nonprofit’s mission by supporting clients’ access to capital. The Director will lead the capital team to ensure that clients are supported throughout the loan lifecycle, from origination to payoff, emphasizing technical assistance, business coaching, and support. This position will also lead the CDFI recertification process with a CDFI consultant.

Key Responsibilities:

Management of Lending and Capital Programs

• Oversee all programs and activities and supervise capital program staff.
• Serve as the staff liaison to the Board of Directors Loan Committee – including member relations, planning, meetings, and communication.
• Track deployment goals and develop/adjust strategies to meet objectives.
• Develop and maintain systems for tracking the impact of the capital program on the organization’s strategic goals and ensure loan client success stories are shared across the community.
• Oversee loan transaction processing, including but not limited to setting up accounts, payment transactions, loan restructuring/re-issuing, accrued interest tracking, and final loan payments.
• Supervise payment transaction processing and monthly invoicing processes.
• Maintain a strong and balanced loan portfolio, completing and sharing regular internal and external analyses.
• Manage delinquent loans.
• Review all loan applications for appropriate loan documentation.
• Determine and manage lending policies, procedures, and rates.
• Oversee pipeline activities, underwriting, collections, documentation, write-offs, and customer service.
• Act as the liaison to the SBA Microloan Office and maintain a strong relationship with local SBA staff.
• Ensure compliance with all lending regulations and industry best practices.

Strategic Leadership & Program Development

• Develop new lending products and services tailored for entrepreneurs, ensuring their first five years in business are supported with capital and financial education.
• Align lending initiatives with the organization’s mission to strengthen economic mobility by embedding financial education, incubation, and technical assistance into programs.

Loan Portfolio & Financial Sustainability

• Oversee the nonprofit’s loan portfolio, ensuring financial sustainability and risk management best practices.
• Implement underwriting criteria and portfolio strategies that balance financial sustainability with mission-driven impact.
• Develop partnerships with mission-aligned investors, banks, and philanthropic funders to increase loan capital and expand access for SEDI entrepreneurs.
• Work with leadership to diversify revenue streams and align capital programs with broader organizational financial goals.
• Conduct cost analysis of all loan programs to ensure alignment with grant reimbursement budgets and sustainable program funding.
• Ensure compliance with CDFI Fund requirements, industry best practices, and regulatory obligations.
• Build internal capacity for efficient grant management, ensuring lending programs scale while maintaining operational excellence.

Community Engagement & Lending

• Enhance financial education and technical assistance for borrowers to ensure entrepreneurs are loan-ready and set up for long-term success.
• Lead efforts to track and report key client success metrics, including loan impact, business survival rates, and revenue growth for SEDI entrepreneurs.

Required Qualifications

• 5+ years of progressive experience in CDFI lending, small business finance (SBA), economic development, or impact investing within a nonprofit organization.
• Experience leading and/or developing direct reports.
• Experience with the CDFI recertification process.
• Managed a loan portfolio of $500K or higher.
• Strong expertise in loan underwriting, risk assessment, and financial modeling.
• Strong understanding and experience working with credit-building agencies.
• Experience with Lenderfit and DownHome Solutions software or similar lending software systems.
• Knowledge of community economic development, entrepreneurship, and capital access challenges.
• Experience with grant-funded lending programs and compliance reporting is a plus.
• Bilingual (Spanish or other languages relevant to clients) is a strong plus.
• Bachelor’s degree preferred.
• Must pass a background check, credit check, drug screen, and previous supervisor references upon offer extension.
• Must be authorized to work in the US and require no visa sponsorship now or in the future. Proof of authorization will be required upon start date.

Compensation & Benefits

• Salary range: DOE $95K-110K
• Subsidized Medical insurance – 90% of premiums paid by the nonprofit
• Paid Dental Insurance - 100% employer-paid premiums
• Flexible Spending Account (Medical and Daycare)
• 403b Retirement Account with employer contribution
• Life and long-term disability insurance
• Annual professional development & workplace wellness spending allowance
• Generous paid leave includes vacation, sickness, and holidays.

Physical Demands/Working Conditions

• The employee must be able to operate a computer and other office equipment, speak and listen on the telephone, and accurately see and interpret columns of numbers.

The Jule Group and our client organization are equal opportunity employers. Applications are considered without regard to race, age, sex, religion, disability, national origin, marital status, or any other classification protected by law.

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